    
Christine
Moderator
Username: Christine
Post Number: 169
Registered: 03-2006
| | Posted on Tuesday, August 08, 2006 - 11:08 am: |      |
A reader requested some info about depositions as she is suing pro se and being deposed and taking a deposition.
So I posted the Experian depos at http://forum.creditcourt.com/discus/messages/803/7610.html
I don't have an electronic version of the Experian depo of me, it's literally a book.
I went totally unprepared as they didn't specify what they wanted to question me about.
Their attorney asked about my claims, basically going through the complaint and about my damages, it took about 5 hours.
I didn't answer personal questions about my maiden name, divorce, where I went to high school, etc. It's none of their business and has nothing to do with my claims.
Scheduling a deposition isn't easy either when you are pro se. You probably have to pay a deposit and I was not too happy with the "conference room" they provided.
The depo was scheduled to begin at 10 am, but I was supposed to be there at 9 am to meet the reporter, go over commonly used credit terms and prepare my documents, set up the notebook, etc.
But they made me sit in the reception area till 10 am because the conference room wasn't ready. It turned out that EXPERIAN had MY conference room!
I couldn't believe it, I was paying mega bucks and they gave my conference room to the defendant.
Additionally, the conference room was really someone's private office and we just had this little table, not enough room to organize the countless documents I had brought.
And the outlet for the notebook wasn't working. I mentioned it to the reporter on the first day, but they did nothing to fix it or run an extension cord and I actually MISSED some questions because my notebook kept shutting down as it was running on battery.
I think that's just what you can expect when you are pro se. Next time, I'll be very clear to state that the conference room is to be a REAL conference room, with a large table, working outlets and to be available to ME an hour prior to the depo. Live and learn ....
It would have been easier if they had deposed me before I deposed them. Not having a clue at all how this works didn't help.
I brought 2 sets of credit reports and documents I wanted to discuss.
Every time you present a new document, you want to identify it by name, date, etc and have the reported label it as exhibit.
It's really important that you ask the person you depose about their educational and professional background. I don't care where they went to highschool, I want to know what their qualifications are.
And of course you want to get details about their postition with the company you're suing, how long they've done that, etc.
I didn't get at all what I wanted from Experian and hope to be able to file a motion to compel and produce people who actually have the information I need to document my claims and establish damages.
Specifically, I need to know how Experian trains data furnishers, which data furnishers are SUPPOSED to report and how the data is used in the Experian credit scores.
That's what I asked for in my depo notices and at the protective order hearing and I didn't get it.
I sure could use some help with that. |
